Editorial Review
Goldco review
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
Our editorial score
4.6Best for: Mid-size rollover investors
Informational link to the company's own website. Not a sponsored placement.
When we look at a gold IRA company, we read it the way you should: through fees, storage, and custodians — the three structural things that actually decide what an account costs you over time. Goldco works with STRATA Trust on the custodial side and stores metal with Brink's, with a stated $25,000 account minimum. Below we lay out the factual picture from public sources, then give our editorial read on where Goldco earns its marks and where it asks you to confirm details in writing.
The facts
Public data reviewed 2026-06. Verify current figures directly before acting.
- Founded
- 2006
- Headquarters
- Calabasas, California
- BBB rating
- A+ · Accredited
- Account minimum
- $25,000
- Metals offered
- Gold · Silver
- Custodian partners
- STRATA Trust, Equity Trust
- Depository / storage
- Brink's, Delaware Depository
Fees & storage
Any fee figures above are illustrative and drawn from publicly stated information — not a quote. Dealer spreads over spot are typically separate from custody/storage fees and are the single biggest cost variable. See our fees guide for how the four cost categories work.
Standout features
- Buyback program with a highest-price guarantee
- Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- Promotional bonus metals on qualifying large purchases
- Lower minimum than education-focused premium rivals
Where it earns marks
- ＋Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- ＋Clearly published, predictable annual fee schedule
- ＋Strong buyback program and dedicated rollover assistance
- ＋A+ BBB rating and a long operating history (since 2006)
Where to look closely
- −Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- −Limited to gold and silver (no platinum or palladium)
- −First-year cost rises once setup and segregated storage are included
The bottom line
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
Questions about Goldco
What is Goldco's account minimum?+
Goldco states a minimum investment of $25,000 for a precious-metals IRA. Mid-size rollover investors per our editorial read. Confirm current minimums directly before opening an account.
Which custodian and depository does Goldco use?+
Publicly, Goldco works with custodian partner(s) STRATA Trust, Equity Trust and stores metal at Brink's, Delaware Depository. Availability can vary by account; verify the specifics for your situation.
What fees does Goldco charge?+
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Is Goldco BBB accredited?+
Goldco holds a BBB rating of A+ and is BBB-accredited, per public BBB information reviewed 2026-06.
Sources
Ratings are our independent editorial opinion, not user reviews.
This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.